Additional funds may be collected later if the cost of the investigation exceeds the deposit amount. In the event the cost of the investigation is less, the balance will be refunded to the applicant. Gambling-related activities are among the most heavily regulated businesses in the world. Applicants are screened through a comprehensive background investigation. This investigation involves examination of the applicant’s personal, business, and financial relationships and associations. The investigation ensures that the applicant meets the requirements for a license, and ensures public safety and integrity in the industry, as required by state law. The Gambling Enforcement Division believes that many essay contests meet the statutory definition of a “bet,” and that the winners of such contests are selected by chance.